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Expedia has been around for 15 years and is the go-to for many travelers, delivering value in leisure and travel. They have localized sites in 31 countries and are the largest full service online travel agency. I personally use Expedia.com for my travel purchases because I trust that their rates are the most competitive out there. Sure, there’s Kayak, but the problem there is that you can’t choose if you want to arrive early or late, or determine how long your layover may be. Who wants to spend hundreds of dollars on flight travel and not know if you will have a 5 hour layover or 1 hour? Exactly.
We’ve done reviews on specific airline credit cards, such as Hawaiian Airlines and JetBlue, but we’ve never done a review on a travel card for airline purchases, among other travel purchases. Expedia teamed up with Citi to offer two credit cards; their No-fee Card and their Elite-level Card. Here is our review of the two Expedia credit cards.
Expedia Credit Card Features:
- Statement credit after eligible Expedia purchase
- Bonus ThankYou Points within the first 4 months of cardmembership
- 2 ThankYou Points per $1 spent on Expedia
- 1 ThankYou Point per $1 spent on all other purchases
What Sets Them Apart?
Like the name implies, the Elite-level credit card is going to offer more perks than the No-fee card option. The No-fee credit card comes with a $50 statement credit after your first eligible purchase, 10,000 Bonus ThankYou Points after $1,500 in purchases in the first 4 months of cardmembership, there’s no annual fee, and the variable APR is 14.99%, 17.99% or 22.99%, based on your creditworthiness. If you’re interested in doing a balance transfer with this card, you should complete the transaction within the first 4 months of opening the account to take advantage of the 0% intro balance transfer that lasts for 15 months.
The Elite-level credit card tacks on an additional $50 statement credit on your first eligible Expedia purchase ($100), and you earn an additional 10,000 Bonus ThankYou Points for spending $1,000 more in the first 4 months of cardmembership; so that’s 20,000 Bonus Points after $2,500 in purchases in the first 4 months. With the Elite-level card, you can earn 2 ThankYou Points per $1 not only on Expedia purchases, but also on purchases at grocery stores, gas stations, supermarkets, drug stores, commuter transportation, and parking merchants. There’s also no cap on the number of rewards you can earn per year. The variable APR is a little more competitive, offering a 1% decrease on your variable APR rate -13.99%, 16.99%, or 21.99% based on creditworthiness.
What We’re Not so Crazy About
The Elite-level credit card does come with an annual fee of $75, but that’s to be expected with any credit card offering a great rewards system. It’s unfortunate they don’t drop the annual fee for the first year. One small thing I noticed -that would only affect your decision to choose this card if you have some reason to seek legal action- is that both cards are come with an arbitration agreement. That means any legal disputes cannot be taken to court, and must be resolved by an arbitrator. Arbitration procedures are still similar to a court proceeding, but a little more limited. Read the Cardmember Agreement (page 4) to learn more. For the No-fee card, there’s a cap on the number of rewards you can earn per year, which is 100,000 points.
Both credit card offers by Expedia are pretty straight forward. They work like most point-earning credit cards and there’s no faulty advertising that I can see. If you book all travel on Expedia, you’re really not going to find a better credit card considering most rewards cards offer only 1 - 1.5% on travel purchases.
If you’re not a big Expedia.com spender, a very similar card would be the Capital One® Venture® Rewards Credit Card, which offers 2 miles per $1 spent on every purchase, everyday. Cardmembers could earn a one-time bonus of 40,000 miles after making $3,000 in purchases in the first 3 months, there’s no cap on the number of miles you can earn, and the annual fee is $59, waived for the first year.
*Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.