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*Last updated May 21, 2015
Banking is a highly competitive industry and major banks struggle to compete with one another to get new applicants and retain current customers. Usually at the change of each quarter, credit card issuers will offer incentives such as rewards, additional miles for travel or additional perks like a subscription service somewhere.
For those who are ready to get a new credit card and hope to get the most with their new credit line, the following personal, unsecured credit cards will earn you bonus rewards, points, or perks through the end of this year. We aren’t covering business credit cards or store credit cards because let’s face it, no amount of bonus rewards will be worth deferred interest.
American Express Bonus Perks
It seems like American Express just gets it; they’ve designed a set of cards that seems to appeal to everyone during the holiday season. Their Blue Cash Preferred and Blue Cash Everyday Card were made for the holiday season. Both cards offer free 2-day shipping at Amazon, which is great for Cyber Monday. Additional rewards are earned on purchases at supermarkets and at department stores, which is perfect for Thanksgiving and Christmas dinner, and also for Black Friday.
Most recently, new card members for both Blue Cash cards offer a free 1-year subscription to Amazon Prime. You must meet the spending requirements by spending $1,000 in the first 3 months of card membership. With this membership you get free 2-day shipping on millions of Amazon items, instant movie and TV show streaming, and one Kindle book to borrow for free each month. *Terms and limitations apply.
You can receive a statement credit of $79 plus applicable taxes for the initial annual membership fee of a new Amazon Prime membership if, during your first 3 months of card membership, you:
- sign-up for and use your new card to purchase Prime at amazon.com/amexbluecasheverydayprimeoffer; and
- charge a total of $1,000 or more of eligible purchases on your new card account.
**Please note, some card offers require a minimum of $2,000 or $5,000. Read the terms and conditions of the card to fully understand the subscription.
Capital One Bonus Offers
As if both Venture Rewards Cards offered by Capital One weren’t already great, they’ve upped the bonuses an additional $100 for new cardmembers. Frequent travelers who have the VentureOne Credit Card will love earning 20,000 bonus miles off the bat after spending $1,000 on purchases in the first 3 months of card membership, totaling $200 in travel, which is $100 more than previously offered, and pay 0% APR until December 2016.
Additionally, Capital One VentureOne Rewards card holders and Capital One Venture Rewards card holders will enjoy no foreign transaction fees, and fly on any airline with no blackout dates. Rewards can be redeemed for travel, cash, gift cards, and more.
Chase Bonus Offers
Long-known as the best cash back credit card on the market, Chase Freedom cardholders could earn $150 cash back after spending $500 in the first 3 months of account opening, which is pretty standard in terms of annual savings. Card members will enjoy year-round 5% cash back on special category purchases that change every 3 months and earn 1% cash back on all other purchases.
Another card from Chase offering an added bonus is Chase Sapphire Preferred. The 50,000 bonus points awarded after $4,000 in purchases (in the first 3 months of account opening) has been offered for a while now, but what’s new is the additional 5,000 bonus points you can earn. In order to earn 5,000 additional points, you must add an authorized user on the account and they must make a purchase in the first 3 months of account opening. Easy enough, right?
Citi Bonus Offers
The ThankYou cards offered by CitiBank are geared towards those who like rewards and intend to stick with the card for at least 2 years. Cardmembers of the Citi ThankYou Premier card will earn an additional 50,000 bonus ThankYou points after spending $3,000 in purchases within the first 3 months of account opening. *This offer and/or promotion may have since changed, expired, or is no longer available.
Another ThankYou card -The Citi ThankYou Preferred Card- currently offers 20,000 bonus points after spending $1,500 in purchases in the first 3 months of account opening. Cardholders will enjoy 0% APR on purcahses and balance transfers for the first 12 months and pay no annual fee.
As always, make sure to read the full terms and conditions to make sure you can qualify for these bonus offers and don’t apply for a card just because you like the bonus; opening up new lines of credit will always set your credit score back just a little bit, so applying for a new credit card should be a well thought-out decision.
*Editorial Note: This content is not provided by any card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.