Visa Signature Card Benefits

You may have noticed that many credit cards carry the name "Visa Signature" in the title, but have you ever wondered what exactly that means? Sure, Visa is one of the major payment networks, the others being MasterCard, American Express, and Discover, but what does the "Signature" part do for...

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Credit Cards That Help Charities

Charities are non-profits that survive strictly off donations from individuals and companies alike. On the flip side, banks are typically for-profit with the exception of credit unions. Bank and non-profit partnerships and affiliations are unique, but I think it’s great that some banks are starting to tie in charities by...

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What is Deferred Interest?

Credit cards are full of hidden fees and charges, but thanks to the CARD Act, most people are already aware of what those fees are: annual fee, balance transfer fee, late fee, returned payment fee, etc. Easy enough, but have you ever heard of retroactive interest before? Retroactive interest is...

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The Credit Card Dispute Process

What if I told you that one of the most valuable features of your credit card is one of the least?used features? Most credit cards offer Dispute Resolution services that are unparalleled by any form of payment, allowing cardholders to have the upper hand when a merchant refuses to do...

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