Are you one of those people who avoid credit at all costs, just to save yourself from debt? If so, you may very well be considered a wise money manager. With this in mind, your savvy saving practices may not work in your favor over time if you ever need...
Comparison shopping is a proven way to get the best deals on whatever you need. That "need" may be a hotel room, a new TV, a credit card, or anything else along those lines. When it comes to loans though, shopping around can actually do significant damage to your credit...
It's no secret that you can view your credit score for free online by using sites like Credit Karma or Credit Sesame. What most people question is how these sites work. What 's behind totally free credit scores? How do free credit reporting sites make money? If these sites are...
If you are like most Americans, you've found a collection on your credit report at some point in your adult life. A collection is essentially a debt that you have owed long enough for it to go to an agency outside of your creditor. This process usually takes six months...
If you're reading this article, you're trying to rebuild your credit from a difficult time. Most people experienced some decline in their credit scores after the economic downfall of 2008, and perhaps you're finally at a point to fix yours. As easy as it is to get bad credit, it's...
Marriage may be exciting and romantic as it confirms and celebrates that the two of you are now officially “one.” But the impact on your credit profile may not be so warm and fuzzy. I used to work as a Realtor, for example, and I once helped some newlywed buyers find...
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