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This article was last updated Oct 16, 2015, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.
With more and more pumpkins now popping up on doorsteps each day, it’s hard to believe that Halloween is right around the corner.
With Halloween only a few weeks away, here are a few credit cards from our partners that you should consider to help you maximize your spending this fall:
Get Tons of Cash Back When Purchasing Halloween Candy
Blue Cash Preferred® Card from American Express: To many Americans, Halloween is synonymous with one thing; candy. But unfortunately, everyone reading this blog is probably no longer on the receiving end of the sugar exchange. Instead, you’ll mostly likely find yourself giving away the candy this Halloween, which means that you’ll be buying the candy as well.
So, if you’re looking to score the highest return from a rewards credit card when purchasing your Halloween candy, you should definitely consider applying for the Blue Cash Preferred® Card from American Express.
This credit card offers an unprecedented 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 3% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases. This means that you earn tons of cash back buying groceries and gas, but continue to earn unlimited cash back on everything else.
There is an annual fee of $95 but new cardholders can earn $200 statement credit after you spend $1,000 in purchases on your new card within the first 3 months. So while you earn bonus cash back on buying halloween candy at the grocery store, you’ll also be on your way to earning the sign up bonus!
Earn 5% Cash Back at Drugstores, Wholesale Clubs, or Amazon.com
Discover it® Cashback Match™: If you’re looking for a one-stop-shop for all of your Halloween goods, you can always rely on Amazon.com. In fact, with Amazon you could purchase all the candy, costumes and decorations you need for this Halloween and have at all shipped directly to your door without ever having to leave the couch!
Throughout the year, the Discover it® Cashback Match™ offers 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. 1% unlimited cash back automatically on all other purchases.
On top of earning bonus cash back on your Halloween purchases with this credit card, Discover will automatically match all the cash back you earn at the end of your first year.* If you earn $200 in cash back during your first year, Discover will give you another $200 for a total of $400 in cash back!
Chase Freedom®: By offering no annual fee, and by earning cardholders an unlimited 1% cash back on all purchases and bonus cash back on purchases made in rotating categories, Chase Freedom® and the Discover it® have a lot in common. Another similarity between the two cards is that now through the end of the year, cardholders of both rewards cards can potentially earn tons of cash back on Halloween purchases, depending on where they buy their candy and costumes.
Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories every 3 months. Unlimited 1% cash back on all other purchases.
This means that you’ll earn bonus cash back when you purchases candy, decorations, or anything else at popular retailers like Walgreens, CVS, Sam’s Club, and Costco. To top it off, cardholders can Earn a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
Get 2x Travel Rewards on all your Halloween Purchases
Capital One® Venture® Rewards Credit Card: Except for the bags of candy, most of the usual purchases associated with Halloween won’t fall into a bonus category on any rewards credit card. After all, I don’t know any piece of plastic that offers extra cash back on purchases made at a costume store. It might be best to utilize a credit card for your Halloween spending that offers a solid rewards rate on all purchases indiscriminately.
The Capital One® Venture® Rewards Credit Card offers 2 Miles per dollar on every purchase, every day, which might make it the perfect fit for you this fall.
With this card, you’ll earn unlimited 2x miles when you purchase your costumes, candy, spooky decorations, and everything else. Also, it comes with a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel! If you know you’ll be doing some traveling around the upcoming holidays, now could be the perfect time to apply for the Capital One® Venture® Rewards Credit Card and start racking up the miles to save on your holiday travel.
Barclaycard Arrival Plus® World Elite Mastercard®: Another great option for a travel rewards credit card that offers 2x miles on all your purchases is the Barclaycard Arrival Plus® World Elite Mastercard®. This card has an incredible limited time sign up bonus, where customers can enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days!
With this card there’s an annual fee of $89 - waived first year. However, the rewards you earn should easily outweigh the annual fee. The sign up bonus alone is worth over $500 in travel!*This offer and/or promotion has since changed, expired, or is no longer available.
The Bottom Line
If you’re paying your balance off in full each month, you should always be earning rewards for your credit card purchases. Whether you’re buying candy costumes, or spooky decorations, take advantage of one of the rewards credit cards to save on this year’s Halloween purchases!