Best Restaurant Credit Cards 2013

Updated on May 18, 2016

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Eat out a lot? Wish you could get more from that than extra pants sizes and guilt? Perhaps you could get a restaurant rewards credit card to help you out. Indeed, there are rewards programs out there that help offset some of the costs of dining on a regular basis. You just have to know which card to get and how to use it to the fullest.

With the right card on hand, you can combat rising food prices and still enjoy eating out with friends and family. In this article, we will show you the best restaurant credit cards 2013 has to offer so you can feel better next time you get stuck with the tab. Check out some of the exciting credit card offers from our partners before you go out for dinner this weekend.

Top 4 Restaurant Credit Cards for 2013

Chase Sapphire Preferred® Card – The Chase Sapphire Preferred® Card is currently offering bonus rewards for a limited time only. Check out the pricing and terms to learn more. This card makes it to the top of the list because it offers 2 rewards points per $1 spent at restaurants all year long. It also offers 2 points for travel accommodations, and 20% discounts on hotel rooms, rental cars, and more when booked through Ultimate Rewards. If you don't have the credit to qualify for the preferred card, the standard Chase Sapphire card will still give you 2 points per $1 at restaurants.

Chase Freedom – In late 2012, we named the Chase Freedom Visa card one of the best cash back credit cards of the year. That's because it has great bonuses all throughout the year. You can earn a $150 bonus cash back.  Check out the 2014 calendar for bonus spending categories earning you 5% cash back. With 0% APR on purchases and balance transfers for 15 months, this card is a great opportunity for anyone – plus, it has 1% cash back on all purchases all year long!

Citi ThankYou Preferred Card MCCiti Thank You Preferred-Earn 20,000 Bonus Points – The Citi ThankYou Preferred Card comes with a great rewards program with no limit to the amount of points you can rack up. It offers 1 point per every $1 spent on the card, plus 2x Points on purchases for dining and entertainment. New card holders can earn 20,000 bonus points after qualifying purchases. ThankYou Points can go towards more than just travel too, such as gift cards, cash, and more.

How to Get the Most of Your Restaurant Credit Card

Having a restaurant rewards card means nothing if you only get a dollar or two back every year. Here are some quick tips to help you get the most out of your card:

  • Use your card for more than just eating out. Most of the cards we listed here offer 1% cash back for all purchases, regardless of whether or not they occur in a restaurant. 18137728_sYou can really add up the savings if you put your card to good use.
  • Offer to pay for a group tab and have your friends pay you in cash. This will give you more rewards on your card, and it will leave you cash in-hand for tipping or buying gas later that night.
  • Keep your balances paid off. Some cards will not allow you to get your bonuses if you have outstanding balances. Pay off the card as soon as you can and then you'll be free to use it again.
  • Don't overdo it. We don't want you stuffing your face just to get cash back. You still need to keep your waistline in mind. If you happen to go out for convenience, celebration, business, or the like, use the tips above to make the most of the bill. Otherwise, eat something healthy at home.

Now that you know about the best restaurant credit cards of 2013, find one to use and have a good time! Great food is only a swipe away.

*Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.

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