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When most people look for travel rewards cards, they seek out specific ones for the kinds of airlines they like to use. What about those of us who want more than that though? Say you want a credit card that offers great deals on flights, hotels, cruises, and more? A traditional airline card isn't going to cut it and that's where the Barclaycard Arrival World MasterCard comes into play, depending on what you like to do and how you like to spend your money.
There are two versions of this card; one that earns you double points and comes with an annual fee, and another that earns a standard 1 point per dollar with no annual fee. In this article, we'll look at the pros and cons of the Barclaycard Arrival World Card so you can determine if it is right for you. You might find it to be a perfect fit, and you may find yourself wanting more. If you want an all-inclusive travel card, this one is certainly worth exploring.
Barclaycard Arrival World MasterCard Features -No Annual Fee
Here is a quick overview of the offers associated with this card:
- 0% APR for 12 months on balance transfer made with the first 45 days
- 15.99%, 19.99%, or 23.99%* ongoing APR
- 20,000 bonus miles after $1,000 in purchases in the first 90 days of card membership*
- 2 miles per $1 spent on travel and dining
- 1 mile per $1 spent everywhere else
- Get a 5% miles rebate when you redeem your miles for travel
- No mileage caps
- No foreign transaction fee
- No annual fee
The Good News
As a whole, this card really does have a lot to offer. There is room for improvement in the rewards program, but at least it offers 1 mile per $1 spent on the card. If you use this mainly for travel expenses, you'll get 2 miles per $1, which can add up fast. You don't have to worry about using the card with one specific airline. You can apply your rewards where you actually want them. Add in the fact that you won't have a foreign transaction fee, and you can easily see why this card would be a good travel companion.
The Not-So-Good News
We strive to tell the truth on all our credit card reviews, which means we have to point out the not-so-good features too. Unfortunately, we don't have many cons to say about the Barclaycard Arrival World MasterCard. You can't use your rewards to cover minimum monthly payments, but you can't do that anywhere else either. Normally we'd mention the foreign transaction fee or annual fee, but this card doesn't have either of those. I suppose it is lacking an intro period for purchases, so you'll have to pay interest of 15.99%, 19.99%, 23.99% (Variable) if you carry a balance. If you don't plan to do that though, you should have no worries at all.
The Faster Rewards Program
You do have the option to earn rewards even faster if you are willing to pay an annual fee. There is another version of this card, the Barclaycard Arrival Plus World Elite MasterCard, which offers 2 miles per dollar, but you have to pay $89 a year to use it, waived the first year. All of the other features are the same, but the miles could potentially rack up quicker this way. You just have to determine if you'd be able to earn enough extra miles to make up for the fee.
Do We Recommend the Barclaycard Arrival World MasterCard?
For the most part, there is little to complain about in reference to the Barclaycard Arrival program. You get to earn rewards for all of your transactions and you get to use them on any airline or travel program you want. With no annual or foreign transaction fees to worry about, really all you have to do is make sure you keep up with your payments. If you think you can do that, you should apply for the Barclaycard Arrival World MasterCard. Start racking up points for your next adventure.
*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.
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