Alaska Airlines Visa Credit Card Review

Updated on Sep 27, 2016

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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For those who frequently travel to Alaska for business or family, chances are you strictly use Alaska Airlines. Alaska Airlines now flies out of 32 states DC, Mexico and Canada. With the Alaska Airlines Mileage Plan™, frequent flyers can earn airline miles to use towards free flights and seat upgrades. Like many airlines, Alaska Airlines offers a travel rewards credit card which can help loyal customers boost their mileage account. The Alaska Airlines Visa Credit Card comes in two forms: the Alaska Airlines Visa Signature Card and the Alaska Airlines Platinum Plus Card. Both cards are issued through Bank of America, but there are some big differences between the two. 

  Visa Signature Platinum Plus 
Interest Rate  14.49%  14.99%
 Annual Fee (not waived first year)  $75  $50
 Credit Line  $5,000+  Less than $5,000
 Bonus Miles Upon Approval  25,000 Miles  5,000 Miles
 Bonus Perks $50 Airport Lounge Discount
$121 Companion Fare ticket each year
Free Checked Bag
 $50 Discount Code offer each anniversary year

What we Like

As you can see, the Visa Signature credit card offers more bang for your buck with a better rewards program, a larger credit line, and better yearly incentives. Like most airline credit cards, you'll earn a flat 1 mile per dollar on all of your purchases, plus extra miles on certain  The Visa Signature cards will earn you 3 miles per dollar on net purchases for Alaska Airlines tickets, vacation packages, and on cargo and in-flight purchases. There’s no cap on the number of miles you can earn and miles can be redeemed for flights on Alaska Airlines and also on 14 other airline partners.

Additionally, Visa Signature card holders receive one free companion fare ticket each year they keep the account open, which is a great incentive and more than makes up for the annual fee. Platinum Plus members get a pretty great incentive, too, a $50 discount code to use towards airfare. Finally, a great feature about both cards is that you don't have to meet a minimum spending requirement to receive the sign up bonus; you'll simply receive the miles upon approval!

What We’re not so Crazy About

It’s probably quite the let-down for those that only qualify for the Platinum Plus card and not the Visa Signature credit card. Since there’s a huge gap in the bonus miles earned between a Visa Signature and Platinum Plus, it's hard to justify the benefit of this card if you aren't approved for the Visa Signature. And as will any co-branded travel credit card, you won't have a whole lot of flexibility in how you redeem the miles you earn with this card. So if you're not a frequent flyer with Alaska Airlines or any of their partners, then this card won't be of much use to you.

Better Options for Travel Rewards Credit Cards

Barclaycard Arrival Plus™ World Elite MasterCard®: This card will earn you 2x miles on all purchases and comes with a great limited time sign-on bonus of 50,000 miles after you make $3,000 in purchases in the first 90 days of account opening. This card offers excellent flexibility in redeeming your miles because you can redeem for purchases with any airline or hotel. Furthermore, cardholders will get 5% of their miles back everytime they make a redemption. This card comes with an annual fee of $89, which is waived the first year.

Chase Sapphire Preferred® Card: With this card, you'll earn a steady 2 points per dollar spent on travel and dining, and then 1 point per dollar on all other purchases. A total of 55,000 bonus points can be earned with new card enrollment; 50,000 can be earned after spending $4,000 on purchases in the first 3 months of account opening; and another 5,000 bonus points can be earned after an authorized user is added to the account and makes a purchase in the first 3 months. The annual fee of $95 is waived the first year.

Capital One® Venture® Rewards Credit Card: Similarly to the Barclaycard Arrival Plus,  this card will earn you 2 miles per dollar on every purchase. What makes this card different is the lower annual fee ($59, waived the first year) and the slightly lower variable APR. The Venture Rewards card comes with a sign up bonus of 40,000 miles after you spend $3,000 on purchases in the first 3 months of card membership, and you can redeem miles for any travel purchase of any amount.

*Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

*The content in this article is accurate at the publishing date, and may be subject to changes per the card issuer.

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