Bank of America WorldPoints™ Platinum Plus® Visa® Credit Card, Editor Reviewed at CompareCards.com

Bank of America® WorldPoints® Platinum Plus® Visa® Credit Card

Editor's Rating: 8.5
Consumer Rating: (2 ratings) 8.5

Apply Now

Intro APR:	N/A
Regular APR:	9.99% - 19.99%
Annual Fee:	None

Intro Period:	N/A
Balance Transfer:	Yes*
Credit Needed:	Excellent

Don't know your Credit Score? Click here

0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemeable for cash, brand name merchandise, travel with no blackout dates dining certificates and more.
No Annual Fee
Free 24/7 Concierge Service
Absolute Fraud Protection

EDITORS' RATINGS OVERALL SCORE

8.5

Overall

The Bottom-Line

One of the better balance transfer cards available if you also want the opportunity to earn reward points. Your good credit will

The Good

A generous 12 month term of 0% APR on balance transfers and cash advances and no limit to the amount of rewards you can earn.

The Not So Good

Rate you’ll pay is based on your credit history. Unused points expire within five years.

CARD DESCRIPTION

The Bank of America WorldPoints Platinum Plus Visa Credit Card is a very flexible rewards card that also serves as a balance transfer card. Offering 0% APR for the first 12 months, this card rewards cardholders with one point for every dollar spent. Points are redeemable for cash, anytime travel, brand name merchandise and more.

The Bank of America WorldPoints Platinum Plus Visa Credit Card is accepted anywhere Visa is accepted all over the world and comes with Platinum member benefits as well as a flexible rewards system that allows you to earn points for every dollar you spend and redeem these points for things you want.

With the Bank of American WorldPoints Card you can redeem your earned points for your choice of items such as cash back, merchandise from brand name stores, dining certificates and much more.

This is a great transfer card if you have high balances on other cards that you want to transfer over, especially if you take advantage of the 0% introductory APR for the first 12 months that you have your card in good standing. This Platinum card is great for those with excellent credit who want added Platinum benefits and a flexible rewards card.

Read Customer Reviews (Last Reviewed: Aug 03, 2008)

DETAILED EDITORS' RATINGS

8.5

Introductory APR

0% APR for 12 months on balance transfers and cash advances.

8.0

Benefits

A low introductory rate and an extremely flexible rewards program are key components of this card. Additional perks include fraud protection, personal concierge service and online account management.

7.5

Fees

No annual fee or participation fee, 3% of each transfer or advance.

7.5

Regular APR

9.99% or 15.99% APR based on credit history.