The Bank of America WorldPoints Platinum Plus MasterCard is another great WordPoints card that gives you the benefits of a Platinum membership. This is a good card choice if you want to transfer balances over from other cards and you can benefit from the flexible rewards system. You also have no annual fee and cardholder benefits such as a 24/7 concierge service.

You have your choice of rewards from unrestricted travel, cash back and more. There is also a 0% introductory APR for the first year on your cash advances or to transfer other card balances with higher interest rates. You earn points on all of your regular retail purchases. The only real downside is that your points have to be used in 5 years or they expire. The APR will then raise to between 9.9% and 15.99% based on your credit score.

Some additional benefits to this card is that you get complete fraud protection against unauthorized purchases as well as a one year warranty, free secure online bank account access and much more. You can take advantage of the great low rates and impressive rewards program offered with this card.

Cardholders receive additional Platinum perks with the Ultimate Access program that delivers exclusive admission for unique experiences, sports memorabilia, events and more. Be sure you note that this is a good credit credit card and those with less than good credit may not enjoy the same benefits from this card.