Bank of America Rewards™ American Express® Card, Editor Reviewed at CompareCards.com

Bank of America Accelerated Rewards™ American Express® Card

Editor's Rating: 8.0
Consumer Rating: (2 ratings) 9.0

Apply Now

Intro APR:	N/A
Regular APR:	9.99% - 19.99%
Annual Fee:	None

Intro Period:	N/A
Balance Transfer:	Yes*
Credit Needed:	Excellent

Don't know your Credit Score? Click here

Earn rewards faster with 1.25 points for every net retail purchase dollar§
0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
No annual fee and the flexibility to pay over time
Redeem your points for travel with no blackout dates, discounts at hotels, cash, brand-name merchandise, or gift certificates§
Access to special Cardmember offers from participating American Express merchants to save on shopping, dining, travel, hotels, and much more.

EDITORS' RATINGS OVERALL SCORE

8.0

Overall

The Bottom-Line

A good card for making balance transfers or cash advances while earning rewards at the same time.

The Good

0% introductory APR on balance transfers, cash advance or purchases for first 12 months makes this a good balance transfer card. You’ll also earn points on every retail dollar spent for redemption on travel (no blackout dates), hotels, merchandise and m

The Not So Good

To qualify for 0% APR transactions must occur in first 45 days. Rewards don’t start until you have 2,500 points and all points expire in 5 years.

CARD DESCRIPTION

The Bank of America rewards American Express Card gives you no annual fee and great flexibility to make payments over time. It has a 0% introductory APR on balance transfers as well as cash advance checks for your first 12 months of use.

The Bank of America Rewards American Express® card is a good balance transfer card for anyone with high-interest balances to transfer or those in need of low-interest cash advances. It also includes rewards and American Express member service extras such as discounts on dining, hotels and more.

You can also get great rewards points which you can redeem for travel points, hotel discounts, cash, brand-name merchandise or gift certificates to great locations. You can even earn your points faster than ever before with 1.25 points for every retail purchase dollar.

But the Bank of American Rewards American Express Card also gives you access to special card member offers from participating American Express merchants. These card member benefits can help you save money on shopping, travel, dining, hotels and many other things you'd spend on anyway.

Read Customer Reviews (Last Reviewed: Aug 03, 2008)

DETAILED EDITORS' RATINGS

9.0

Introductory APR

0% APR on balance transfers for first 12 months

8.5

Benefits

Not only will you get a great rate and rewards, you’ll also have access to free concierge service and AMEX card member extras like shopping, dining, travel and more.

8.5

Fees

No annual fee. 3% transaction fee on balance transfers and cash advances.

7.5

Regular APR

Variable 9.9% APR or 15.99% APR