Add cards to start comparing.

Compare Cards

Balance Transfer Credit Cards

See offers from our partners below.

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.2/5.0 from 1,287 Offer Ratings
Over the Past 60 Days!

(1,287) Over the Past 60 Days!
  • Intro Purchase APR 0%* for 12 months on Purchases*
  • Intro BT APR 0%* for 21 months on Balance Transfers*
  • Regular Purchase APR 14.74% - 24.74%* (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness* 
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness* 
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full 
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater 
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions 
  • No annual fee* 
  • Free access to FICO® Scores*

See additional details for Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

More Info

Expand Details

The Amex EveryDay® Credit Card from American Express

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.3/5.0 from 2,220 Offer Ratings
Over the Past 60 Days!

(2,220) Over the Past 60 Days!
  • Balance Transfer Fee $0 balance transfer fee.
  • Intro Balance Transfer APR 0% for 15 Months, then 14.74%-25.74% Variable
  • Rewards Rate 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x), 1x points on other purchases.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online or call 866-901-8258
  • Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.74% to 25.74%.
  • $0 balance transfer fee. Balance transfers must be requested within 60 days from account opening.
  • 2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases.
  • Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits.
  • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

See additional details for The Amex EveryDay® Credit Card from American Express

More Info

Expand Details

Wells Fargo Platinum Visa® Card

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 399 Offer Ratings
Over the Past 60 Days!

(399) Over the Past 60 Days!
  • Introductory APR 0% for 18 months on purchases and balance transfers*
  • Low Fees Enjoy $0 Annual Fee
  • Ongoing APR 16.90%-26.74% (Variable)*
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR for 18 months on purchases and balance transfers, then a 16.90%-26.74% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

See additional details for Wells Fargo Platinum Visa® Card

More Info

Expand Details

Discover it® Balance Transfer

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 594 Offer Ratings
Over the Past 60 Days!

(594) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% for 18 Months*
  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
  • Ongoing APR 13.49% - 24.49% Variable*
  • Annual Fee $0
  • Credit Needed Excellent/Good Credit
  • Card Brand Discover

Highlights

  • Click "APPLY NOW" to apply online or call 888-333-5886
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically. 
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. 
  • Redeem cash back any amount, any time. Rewards never expire. 
  • 100% U.S. based customer service. 
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. 
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Balance Transfer

More Info

Expand Details

BankAmericard® Credit Card

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 285 Offer Ratings
Over the Past 60 Days!

(285) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% Intro APR for 15 billing cycles for balance transfers made in the first 60 days
  • Intro Purchase APR 0% Introductory APR on purchases for 15 billing cycles
  • Regular APR 14.49% - 24.49% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-483-4499
  • 0% Introductory APR for 15 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 14.49% - 24.49% Variable APR. 3% fee (min $10) applies to balance transfers 
  • No annual fee 
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply. 
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

See additional details for BankAmericard® Credit Card

More Info

Expand Details

Capital One® Quicksilver® Card - 0% Intro APR for 15 Months

 

Rated 4.5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 547 Offer Ratings
Over the Past 60 Days!

(547) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% for 15 months on balance transfers and purchases
  • Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
  • Regular Purchase APR 14.49% - 24.49% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 14.49%-24.49% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 14.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

See additional details for Capital One® Quicksilver® Card - 0% Intro APR for 15 Months

More Info

Expand Details

Citi Simplicity® Card - No Late Fees Ever

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.8/5.0 from 653 Offer Ratings
Over the Past 60 Days!

(653) Over the Past 60 Days!
  • Intro Purchase APR 0%* for 18 months on Purchases*
  • Intro BT APR 0%* for 18 months on Balance Transfers*
  • Regular Purchase APR 15.74% - 25.74%* (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 877-886-4537 TTY: Use Relay Service
  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee…EVER 
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness* 
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater 
  • The same great rate for all balances, after the introductory period 
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative” 
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

See additional details for Citi Simplicity® Card - No Late Fees Ever

More Info

Expand Details

Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.9/5.0 from 508 Offer Ratings

(508)
  • Introductory APR 0% for 15 months on purchases and balance transfers
  • Rewards Rate Unlimited 1.5% cash back on every purchase - it's automatic!
  • Regular APR 16.49% - 25.24% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Unlimited 1.5% cash back on every purchase – it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee

See additional details for Chase Freedom Unlimited®

More Info

Expand Details

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Share your experiences, tips and tricks with us!

Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don't disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
card loader

Sort by:

Picture of Helenisa Coutinho

By: | Jul 9, 2017

I like American Express everyday blue cash

Picture of Loretta Cross

By: | May 15, 2017

I am looking for a balance transfer card with low interest rate and no fee for balance transfer!

2 Replies

By: CompareCards | May 17, 2017

Three credit cards that might interest you are the BankAmericard Credit Card, Barclaycard Ring Mastercard, and the Chase Slate card.

By: Carol Stepp | Jun 25, 2017

Get one with no interest and no fee for 21 months. Listed here on Comparecards.

Picture of Evelyn Adams

By: | May 12, 2017

I have a Chase CC with balance of $4,000 want to transfer to a card with o interest for about 15-21 months & no balance transfer fee. Opinion please?

2 Replies

By: John Imig | May 23, 2017

Barclaycard Ring is about your only option at this point.

By: Heidi Dolgoff | Jun 24, 2017

look at bank of america, no transfer fee for frist 60 days, no annual fee

Picture of Dann Hinkle

By: | Apr 20, 2017

Thank you so much. This site made searching for a credit card to transfer my balances to so much easier than going to the individual sites of the various credit cards. I highly recommend this. I heard about it on XM radio on the Fox News channel. I am now on my way to paying off my debt and saving money! Thanks again!

Picture of Shan Kathleen

By: | Apr 11, 2017

I am interested in transferring approximately $8500 to a new card -- preferably no transfer fee & 12-21 months 0% APR rate. I do enjoy rewards and gift card kick backs -- BUT it is not necessary, as I hope to pay off the debt before spending additional. Credit Score - 755

1 Reply

By: CompareCards | Apr 15, 2017

The Chase Slate card is an excellent option for balance transfers as it offers 0% intro APR for 15 months and no fee for balance transfers made within the first 60 days. The only downside is that there is no rewards program. If you would rather have rewards, check out the Citi Double Cash or Discover It - 18 Month Balance Transfer Offer . These cards have great balance transfer offers and also come with some of the best cash back programs.

Picture of Rheanna Maxey

By: | Apr 5, 2017

I have a credit score of 720 and have a credit card with a balance of $7000. Are there any options that will let me transfer the full balance to a 0% APR card? I tried with Chase Slate card and they only allowed a balance of $2200 and that was not what I was hoping for.

Picture of Whitney Robbins Williams

By: | Apr 5, 2017

I have a Discover card now but im needing to do a balance transfer for 15,000 with the longest 0% APR my fico score is at 695 what would be best for me?

Picture of Tom Burkman

By: | Apr 2, 2017

I am looking for the best deal and interest rate on a transfer card. My current card debit (1 Card) is $2300.00 at 23.65% interest. I have good credit and have improved it over the last 2 years

1 Reply

By: CompareCards | Apr 5, 2017

The Chase Slate card is an excellent options for balance transfers as it comes with 0% intro APR for 15 months and no fee for balance transfers made within the first 60 days. If you're looking for the longest possible intro APR, check out the Citi Simplicity and Citi Diamond Preferred which both offer 0% intro APR for 21 months!

Picture of Vera Marie Walden Oro

By: | Mar 29, 2017

Can you earn cash back rewards if you use a credit card to pay for medical/hospital bills?

2 Replies

By: CompareCards | Mar 31, 2017

Generally speaking, if you are able to pay your bills with a credit card then you will earn rewards as they will be counted as "purchases". However, lookout to make sure that there is not a fee charged by the medical provider to pay with a credit card!

By: Kathy Burt | Jun 4, 2017

I have a Citi Double Cash card that I use for everything and get cash back even on medical stuff and meds you name it you get cash back

Picture of Betty Williams-Davis

By: | Mar 17, 2017

I have two credit cards that total $12,000. One has a 10,500 limit with a balance of $5,500. The other has a $15,000.00 limit with a balance of $6,500. My credit score is excellent. What is my BEST option for 0% and no balance transfer fees for the longest period of time.

2 Replies

By: CompareCards | Mar 17, 2017

I have two credit cards that total $12,000. One has a 10,500 limit with a balance of $5,500. The other has a $15,000.00 limit with a balance of $6,500. My credit score is excellent. What is my BEST option for 0% and no balance transfer fees for the longest period of time. The Chase Slate card would be a great option for you as it offers 0% intro APR for 15 months and no fee for balance transfers made within the first 60 days. If you're looking for a longer intro APR, check out the Citi Simplicity or Citi Diamond Preferred. Both these cards comes with 0% intro APR for 21 months, but they do also have a balance transfer fee.

By: Neverly Whitaker | Apr 4, 2017

I am here just to let anyone who's looking for a 0% APR Balance Transfer: The CITI Diamond Preferred is the card for you, they are really there to help. Thx CITI!

Page:

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Compare 0% Balance Transfer Credit Cards & Offers

One of the main reasons that people shop for a new credit card is in order to find banks that offer special 0% balance transfer credit cards for the longest period of time and with low transfer fees. In recent years consumers have started to use credit cards more wisely than they did before the big credit crisis. Now they tend to shift high-interest card balances to cards that offer a lower APR, because in doing so they are able to gain immediate and substantial savings.

Use our free balance transfer calculator and credit card payoff calculator found on this site to figure out how much money you can save by getting a better interest rate. Then look in this section for the best balance transfer credit cards that offer good deals such as 0% interest for 1 to 2 years, no-fee balance transfers, and lower regular APR rates. You will want to pay special attention to any minimum charges or transfer % that a credit card company might impose on you for transferring a balance – deduct that cost from your overall savings in order to arrive at a real net savings for transferring to a new credit card.

Let’s say that you have a card that you’re currently paying 25% interest on, but you find a card here that will only charge you 3.99% for the first year and 18% thereafter. By moving your balance to the new card you can save more than 20% right away, and 7% over the long term. If your transfer amount is $3,000 that means you save around $500– $600 in interest within the next 12 months.

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

Trusted & Secure
  • Empowering over
    50,000,000 card holders Since 2005

  • Norton Secured
Back to top ↑