Bad Credit Credit Cards: Secured and Unsecured Credit Cards

Generally defined as a score lower than around 619, bad credit can keep you from getting a job, a loan for major purchases such as a home or a car and it can even make a difference on the rate you’ll pay for auto and health insurance. If you suspect that your credit is bad, the first step is to obtain a copy of your credit report and review it for inaccuracies.

Unsecured credit cards offer credit repair options.

Bad credit isn’t forever. Unsecured credit cards can get you on the road to recovery. Properly managed, meaning payments made on time, your unsecured credit card can actually boost your credit rating by reporting your good payment history monthly to the four major credit bureaus. By taking control of your financial situation and applying proven techniques, you can break the cycle of bad credit.

Take action now to improve your negative credit personal history.

There’s no time like the present to improve your bad credit personal history. Unsecured bad credit cards can be a ticket to credit repair. Take note: delaying action only prolongs the pain.

With the prevalence of credit fraud and identity theft you may find that the credit report has erroneous information. If so, there are steps you can take to dispute the charge. However, if your report reveals that the negative history is actually yours, you’ll want to begin immediately to take steps to repair it. Check out links and comments on how to get out of debt.

Intro APR:	See Terms
Regular APR:	See Terms*
Annual Fee:	See Terms*

Intro Period:	See Terms
Balance Transfer:	See Terms*
Credit Needed:	All Types

Intro APR:	0%
Regular APR:	7.90% - 15.99%
Annual Fee:	$0 - $79

Intro Period:	6 months
Balance Transfer:	Yes*
Credit Needed:	Bad

Intro APR:	See Terms
Regular APR:	See Terms*
Annual Fee:	See Terms*

Intro Period:	See Terms
Balance Transfer:	See Terms*
Credit Needed:	All Types

Intro APR:	See Terms
Regular APR:	See Terms*
Annual Fee:	See Terms*

Intro Period:	See Terms
Balance Transfer:	No
Credit Needed:	All Types

Intro APR:	N/A
Regular APR:	*
Annual Fee:	39.95

Intro Period:	N/A
Balance Transfer:	No

Intro APR:	See Terms
Regular APR:	See Terms*
Annual Fee:	See Terms*

Intro Period:	See Terms
Balance Transfer:	See Terms*
Credit Needed:	All Types

Intro APR:	See Terms
Regular APR:	See Terms*
Annual Fee:	See Terms*

Intro Period:	See Terms
Balance Transfer:	No
Credit Needed:	All Types

Intro APR:	See Terms
Regular APR:	See Terms*
Annual Fee:	See Terms*

Intro Period:	See Terms
Balance Transfer:	No
Credit Needed:	All Types

It's imperative to make your monthly minimum payment to improve your credit.

Each month that your payment is made on time serves to improve your score. There are a variety of unsecured cards for repairing bad credit from which to choose and you’ll want to review your options carefully. The online credit card comparison tool from CompareCards.com can give you a quick overview of each of the unsecured options available along with their rates, terms and features.

If you’re in credit trouble, consider the Orchard Bank Classic MasterCard®, which offers a 0% introductory APR for up to 6 months and then a low 7.9% thereafter. This card has been specifically designed for people who desire to improve their negative credit personal history and include features that will allow you to do just that.

The following credit cards may be able to help build, rebuild, or re-establish your credit if you make on-time payments with all of your creditors and maintain your account balances below the credit limits.

Credit Cards for Bad Credit

Unsecured credit cards offer credit repair options.

Take action now to improve your negative credit personal history.

First PREMIER® Bank MasterCard®/Visa®

Orchard Bank Classic MasterCards

First PREMIER® Bank Gold MasterCard®/Visa®

Centennial® MasterCard®/Visa®

Wired Plastic™ Prepaid Visa® Card

First PREMIER® Bank Secured MasterCard®

Centennial® Gold MasterCard®/Visa®

Centennial® Secured MasterCard®

It's imperative to make your monthly minimum payment to improve your credit.