Clear from American Express®, Editor Reviewed at CompareCards.com

Clear from American Express®

Editor's Rating: 8.5
Consumer Rating: (5 ratings) 9.0

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Intro APR:	0%
Regular APR:	As Low As 13.49%
Annual Fee:	None

Intro Period:	Up to 12 Months
Balance Transfer:	Yes*
Credit Needed:	Excellent

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No fees of any kind. No annual fee, no late fees, no over-limit fees, no balance transfer fees, no cash advance fees.
0% intro APR for up to 12 months.
Automatic Rewards. You'll get an American Express branded shopping card worth $25 delivered straight to your door every time you spend $2,500.
Pay in full, or carry a balance.
Express Approval. Get a decision in less than 60 seconds.

EDITORS' RATINGS OVERALL SCORE

8.5

Overall

The Bottom-Line

A good basic card with a great introductory rate and a low fixed APR on balance transfers for life of balance.

The Good

Twelve months of 0% interest on purchases, a low fixed APR on balances for life of balance and no fees of any kind. Spend $2,500 and get a $25 shopping card.

The Not So Good

To qualify for low fixed APR, balance transfers must be made at time of application. Regular APR is based on credit review and could be high.

CARD DESCRIPTION

Clear from American Express® is a very good balance transfer card option especially if you have high interest credit card balances to transfer and would like to secure a lower APR while you’re paying them off. Twelve months of 0% interest on purchases and American Express value-added customer service extras make this card a step above the rest.

Clear from American Express is a great card that offers you freedom from fees like no other card has been able to do. It comes with flexible payment terms that allow you to choose how you want to pay - either in full each month or over time from month to month without worrying about fees. The Clear card also has no annual fees and no late fees of any type. They do not charge over-limit fees, balance transfer fees or cash advance fees. Sound too good to be true? Well, believe it because this is what you get with Clear from American Express.

However, there is even more from Clear than just the freedom from fees. You can also enjoy a great rewards program that gives you cash back on all of your purchases made with the Clear card. For every $2,500 you spend on your card you can get a $25 American Express shopping card to use wherever you want. The card even comes with other extras such as a free copy of your credit report with your credit score included every 12 months so you always know where you credit stands.

Read Customer Reviews (Last Reviewed: Aug 11, 2008)

DETAILED EDITORS' RATINGS

8.5

Introductory APR

0% introductory APR for 12 months; 5.99% fixed APR for life of balance on balance transfers.

8.5

Benefits

Twelve months of 0% interest on purchases and a low fixed interest for life of balance on transfers. Complimentary credit report with credit score every 12 months.

9.0

Fees

None

8.0

Regular APR

Variable Prime+ 5.99%, 7.99% or 9.99%