• Editor's Rating: 9.0
  • Consumer Rating: (3 ratings) 9.7
Intro APR: 0%
Regular APR: As Low As 12.49%
Annual Fee: None
Intro Period: up to 12 Months
Balance Transfer: Yes*
Credit Needed: Good

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  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer APR - 2.99% for 12 months
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions

EDITORS' RATINGS OVERALL SCORE

9.0

Overall

The Bottom-Line

This is an excellent choice for a travel rewards card for anyone with very good to excellent credit.

The Good

0% interest for six months on purchases, a fixed 4.99% APR for life of loan on balance transfers and a dynamite travel rewards program that lets you redeem points for savings on any airline, hotel, rental car or cruise with no blackout dates or travel res

The Not So Good

The low interest rate is only available to those with very good to excellent credit.

CARD DESCRIPTION

Blue Sky from American Express is a terrific, multi-tasking travel credit card that delivers generous travel rewards, six months of purchases at 0% interest and a low fixed interest rate of 4.99% APR on balance transfers for the life of the loan.  Cardholders also benefit from access to discounts on brand name merchandise through American Express Selects as well as online account management features, fraud protection, travel insurance and more.

With the Blue Sky card, cardholders have access to a rewards system that allows you to redeem points on travel related purchases such as airlines, hotels, rental cards and more. You can gain up to $100 off with every 7,500 points you collect. You earn 1 point for every dollar you spend on your card and there are no blackout dates or restrictions; so you redeem travel points any time you want. Add in the no annual fee and low regular interest rate and you have a great, well-rounded rewards card from American Express.

This is an excellent card choice for people who travel frequently and want to save on their travel expenses as well as take advantage of the great rewards system from American Express. Additional cards are always free so you can request more and share the benefits of this card with all of your family members.

Read Customer Reviews (Last Reviewed: Jul 25, 2008)

DETAILED EDITORS' RATINGS

8.5

Introductory APR

0% APR for first 6 months on purchases; 4.99% fixed for life of balance on transfers made with application.

8.0

Benefits

A great travel rewards card for anyone with good credit and the desire to earn travel rewards with no restrictions, no blackout dates, and no annual fee.

9.0

Fees

None

8.5

Regular APR

APR varies by credit history; variable 4.99%, 6.99% or 9.99% +Prime.