• Editor's Rating: 9.0
  • Consumer Rating: (6 ratings) 9.5
Intro APR: 0%
Regular APR: As Low As 12.49%
Annual Fee: None
Intro Period: up to 12 Months
Balance Transfer: Yes*
Credit Needed: Good

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  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee
  • 0% Intro APR for up to 12 months on purchases
  • Low Balance Transfer APR - 2.99% for 12 months
  • Express Approval. Get a decision in less than 60 seconds.

EDITORS' RATINGS OVERALL SCORE

9.0

Overall

The Bottom-Line

A very good cash rebate card with a low fixed rate on balance transfers. Especially attractive for anyone with a high –interest balance to transfer.

The Good

This card lets you earn up to 1.5% rebate and up to 5% rebate on everyday purchases made a drugstores, gas stations and supermarkets. The low fixed interest on balance transfers is good for the life of the loan.

The Not So Good

To qualify for the low fixed interest, balance transfers must be made at time of application.

CARD DESCRIPTION

Blue Cash® from American Express® offers a terrific cash reward program with up to 5% in cash rebates and a low fixed interest rate on balance transfers.  Cardholders with good to excellent credit will be able to get unlimited cash back savings on everyday purchases as well as a purchase protection plan, travel insurance and more.

The Blue Cash from American Express card is a solid cash rebate card and offers a low fixed rate of 4.99% for cardholders interested in consolidating balances from other credit cards. If you have a high interest balance on another card, this can be your opportunity to lock-in and save on interest payments.

With Blue Cash from American Express you can earn up to a 1.5% rebate on normal purchases and up to a 5% rebate on everyday purchases that you make in supermarkets, drug stores and gas stations. In addition, you have unlimited cash back earning potential, no annual fee, a low introductory rate of 0% and a competitive regular interest rate thereafter. 

Read Customer Reviews (Last Reviewed: Nov 10, 2008)

DETAILED EDITORS' RATINGS

9.0

Introductory APR

0% APR for 6 months on purchases; 4.99% on balance transfers for life of the loan

9.0

Benefits

Cardholders earn unlimited cash back rebates without any expiration date and enjoy low fixed interest on balance transfers along with return and purchase protection, trip planning assistance and more.

8.5

Fees

No annual fee; 3% of balance transfer

8.5

Regular APR

Variable 4.99%, 6.99% or 9.99% + Prime, depending on credit history.