Visa Business Cards

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Are you a small business owner interested in getting more power out of your plastic? 

A Visa® business credit card could be the key.   Offering a variety of programs from low and zero interest balance transfer to cash back rewards and generous discounts at select retailers, a card like this is just smart business.

Regardless of whether you’re a small business or a sole proprietor, having a credit card dedicated exclusively to business-related purchases is a smart decision.  A Visa® small business card will help keep personal and business purchases separate. Visa® business credit cards have responded by developing features and benefits specifically tailored to the needs of businesses.  One such card is the Chase Platinum Visa® Business Card, that offers a 12 month introductory 0% APR and a low regular APR of just 9.99%.  In addition, it offers free quarterly reports that allow you to monitor your business spending and the Visa® Business Partner Advantage which lets you save up to 20% from leading retailers with special offers on computer equipment, office supplies and more.

Though it might be tempting to use your Visa® small business card for groceries and other purchases, it’s not good business. With a dedicated Visa® business credit card you’ll earn the types of rewards that can actually make a difference in your bottom line.  If your business requires that you travel, for instance, the Capital One Business Platinum with Preferred No Hassle MilesSM might be a smart choice with 0% introductory APR and double miles on travel and entertainment purchases and one mile per dollar on all other purchases.  And, this card in particular offers a lot of flexibility, allowing you to redeem miles for cash back, gift cards, flights and more.

If you have employees, consider a Visa® small business credit card for them.

For businesses with employees a Visa® business credit card like the Chase Platinum® Business Visa® or the Discover® Business Card can be a smart decision. With free employee cards, customizable limits and monthly reporting on their spending, it can be a terrific management tool.  An introductory 0% APR for up to 12 months on balance transfers and card purchases offers additional savings.  In addition, the Discover Business Card includes a 5% Cashback Bonus® on office supplies, 2% on gas, up to 1% on all other purchases and will let you earn 5 to 20% Cashback Bonus at top retailers through Discovers exclusive online shopping site.  Properly chosen, today’s business credit cards can become one of your most valuable profit-building tools.  The online card comparison tool can make quick and easy work of finding the right credit card for your business.

The Bank One Platinum Visa® is now part of the Chase family of credit cards.

Bank One Platinum Visa is now part of the Chase family of credit cards and if you’re interested in low interest and rewards, Chase is a great place to start. Get a Visa® business credit card like the Chase Business Cash Rewards card and get 0% for up to 12 months plus earn up to 5% back with unlimited rewards potential.


  • Editor's Rating: 8.5 Top Pick
  • Consumer Rating: (3 ratings) 9.7
Intro APR: 0% apr on purchases
Regular APR: As low as 14.99%
Annual Fee: None
Intro Period: Until January 2010
Balance Transfer: Yes*
Credit Needed: Good

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  • Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
  • Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping.
  • 0% APR on purchases until January 2010
  • 0% APR on transferred balances until January 2010
  • No Annual Fee

  • Editor's Rating: 8.0
  • Consumer Rating: (1 ratings) 8.0
Intro APR: 0%
Regular APR: 13.99%
Annual Fee: None
Intro Period: 12 Months - P
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • 0% Intro APR for 12 months on purchases and 3.99% intro APR for 6 months on balance transfers
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No annual fee
  • Earn Double Miles on travel and gas*
  • Editor's Rating: 9.5
  • Consumer Rating: (2 ratings) 10.0
Intro APR: *
Regular APR: 7.99%
Annual Fee: None
Intro Period: *
Balance Transfer: Yes*
Credit Needed: Good

Don't know your Credit Score? Click here

  • 0% APR for 15 Months on Balance Transfers, 7.99% Fixed APR thereafter*
  • 7.99% Variable APR (based on Prime) on Purchases
  • NEW! Unlimited Rewards*
  • Earn cash back, travel, merchandise and more
  • 1 point for every dollar in purchases
  • Editor's Rating: 8.0
  • Consumer Rating: (1 ratings) 1.0
Intro APR: 0%
Regular APR: 9.99%
Annual Fee: None
Intro Period: 12 Months
Balance Transfer: Yes*
Credit Needed: Good

Don't know your Credit Score? Click here

  • Earn up to 5% cash back with unlimited rewards potential.
  • With no merchant or category spending restrictions, you can earn points by shopping wherever you want, for whatever you want.
  • 0% Intro APR for up to 12 months
  • Pay No Annual Fee
  • Receive quarterly management reports