How to Get a Loan with Bad Credit

Bad_credit

Need to know how to get a loan with bad credit?  Start with the basics. One of the first things you must do is get a copy of your credit report.  Check it for errors or other problems.  Once you know your credit score, you’ll be able to determine your options.

Look for a Visa® card designed especially for bad credit.

Depending on your credit situation, you may be able to get a Visa® credit card designed especially for bad credit situations.  If you need information on how to get a loan with bad credit you may want to compare the many cards for bad credit that are available as prepaid, secured or unsecured cards.

Take action now to get out of credit card debt.

Instead of figuring out how to get a loan with bad credit, you might want to focus on how to get out of credit card debt.  If you can qualify, a balance transfer card is a great way to get high balances under control.

The following credit cards may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

  • Editor's Rating: 9.0 Top Pick
  • Consumer Rating: (5 ratings) 9.6
Intro APR: See Terms
Regular APR: See Terms*
Annual Fee: See Terms*
Intro Period: See Terms
Balance Transfer: See Terms*
Credit Needed: All Types

Don't know your Credit Score? Click here

  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Editor's Rating: 8.5
  • Consumer Rating: (2 ratings) 8.5
Intro APR: See Terms
Regular APR: See Terms*
Annual Fee: See Terms*
Intro Period: See Terms
Balance Transfer: No
Credit Needed: All Types

Don't know your Credit Score? Click here

  • Low APR on purchases
  • Reports monthly to 4 Major Credit Bureaus
  • A Credit Card for Those with Less than Perfect Credit!
  • Quality Customer Service
  • Accepted where you see the MasterCard or Visa logo
  • Editor's Rating: 7.0
  • Consumer Rating: (8 ratings) 7.4
Intro APR: 0%
Regular APR: 7.90% - 15.99%
Annual Fee: $0 - $79
Intro Period: 6 months
Balance Transfer: Yes*
Credit Needed: Bad

Don't know your Credit Score? Click here

  • 0% Introductory APR for 6 months on purchases and balance transfers, for qualified applicants*
  • Acceptance at millions of locations worldwide, including website purchases and reservations
  • Your account information is updated and at your fingertips 24/7 so you can manage it your way
  • Email and text messages to remind you of your upcoming payment due date with online enrollment