Credit Rating Scores

Many consumers sign-up for free trial credit rating scores and shortly cancel right before the free trial expiration date. This is not considered poor practice as the companies who manage these programs are trying to demonstrate the additional value of belonging to a monthly monitoring service versus simply seeing your credit report or score on a non-regular basis.

Credit Score Trial Offers

We have listed the most popular free trial credit score programs amongst the most reputable firms.

GoFreeCredit.com

Product Snapshot:

  • Get Your Free Equifax Credit Score!
  • Instantly View Your Credit Score!
  • 30-Day Free Trial of Credit Monitoring
  • Extensive 3-Bureau Credit Monitoring for Fraudulent Activity

Scores:  All 3 Scores
Price:  $16.95 / month
Free Trial Period:  30 Days
Monitoring:  Daily 3 Bureau
ID Theft:  NA

Review:  While the price tag isn’t inexpensive for the monitoring service, members receive monitoring of all 3 credit scores and credit reports on a monthly basis. This is one of the most beneficial ways to truly watch the information collected by and reported by the major credit agencies.

TransUnion

Product Snapshot:

  • Free TransUnion Credit Score with unlimited updates
  • 7-day Free Trial
  • $16.95/month after free trial
  • 24/7 email updates of critical changes to your credit for all 3 bureau
  • Unlimited toll-free access to ID theft specialists
  • Up to $25,000 ID Theft insurance

Scores:  1 Score
Price:  $16.95 / month
Free Trial Period:  7 Days
Monitoring:  TransUnion
ID Theft:  $25,000

Review:  The TransUnion free credit score offer has its pros and its cons. For starters is only a single score offer and the free trial period is limited to 7 days. However, the monthly rate is reasonable and the program offers ID Theft which some other programs don't offer any liability protection. If you are okay with a single score, this is a solid offer for you.

TransUnion

Privacy Guard

Product Snapshot:

  • Get your Triple-Bureau Credit Report and All 3 Credit Scores
  • Triple-Bureau Credit Monitoring with daily alerts
  • $ 1 for the first 30 days

Dashboard View:

Scores: All 3 Scores

Price: $ 14.99 / month

Trial Period: $ 1 for first 30 days

Monitoring: Daily Triple-Bureau Credit Monitoring

Review:   Privacy Guard offers one of the longest trial periods (30 days) at a significant discount to determine how much you value the protection and monitoring characterstics of the service. You receive alerts by email, monitoring among all 3 bureaus, a central dashboard to monitor activity of your credit, as well as a tool to assist with estimating whether or not your credit is on the upward track.