Credit Card Consolidation Loans

If you’ve made a resolution to take control of a bad credit situation, one option is a debt consolidation credit card. Depending on your credit score, a debt consolidation card can let you transfer high-interest balances onto a lower interest credit card.

Take action before a bad credit debt consolidation loan is necessary.

A bad credit debt consolidation loan lets you replace several existing loans with a new lower interest loan. However, a bad credit debt consolidation loan from a loan consolidator is usually the last step before bankruptcy. It’s better to take action before your credit score sinks too low.

With bad credit debt consolidation, the time to take action is now.

Bad credit debt consolidation can provide needed relief when medical expenses, unexpected job loss or spending beyond your means has left you in a bad credit situation. Take action now by applying for debt consolidation credit cards offering low interest or even 0% APR on balance transfers.

Citi® Platinum Select® Card

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Editor's Rating: 9.5
Consumer Rating: (13 ratings) 9.5

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Intro APR:	0%
Regular APR:	As Low As 7.49%
Annual Fee:	None

Intro Period:	up to 12 Months
Balance Transfer:	Yes*
Credit Needed:	Good

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0% APR* on balance transfers and purchases for up to 12 months
No annual fee
Citi® Identity Theft Solutions
$0 Liability on unauthorized purchases
Secure, free online account management

Capital One ® Platinum Prestige Visa®

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Editor's Rating: 9.0
Consumer Rating: (4 ratings) 9.8

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Intro APR:	0%
Regular APR:	8.90%
Annual Fee:	None

Intro Period:	Until October 2009
Balance Transfer:	Yes
Credit Needed:	Excellent

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Save with a 0% intro APR until October 2009 on purchases and balance transfers
Then enjoy a variable APR, now 8.9%
Save time and money by transferring higher-rate balances so you can make one easy payment each month
No annual fee

Chase Platinum Visa® Card

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Editor's Rating: 9.0
Consumer Rating: (7 ratings) 9.4

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Intro APR:	0%
Regular APR:	9.99%
Annual Fee:	None

Intro Period:	12 Months
Balance Transfer:	Yes*
Credit Needed:	Good

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0% Intro APR for up to 12 months
The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
No Annual Fee
FREE Online Account Access
FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance

Discover® More(SM) Card

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Editor's Rating: 9.0
Consumer Rating: (15 ratings) 8.7

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Intro APR:	0%
Regular APR:	10.99%
Annual Fee:	None

Intro Period:	12 Months
Balance Transfer:	Yes*
Credit Needed:	Excellent

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Earn more cash in more ways than anyone else(SM)*
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online*
Double rewards with more than 100 Cashback Bonus Partners*
Customer Service in less than a minute, anytime you want