Best Free Credit Report

Looking to make a major purchase that requires a loan, like a house or a car?  The first step is to get your credit report in hand. You’re entitled to a free credit report every 12 months. At CompareCards.com we consider the Privacy Matters 1-2-3 and GoFreeCredit.com programs to be the best free credit reports available instantly online.

Sign up for a credit monitoring service and get your free annual credit report online.

In order to quality for a free credit report immediately over the Internet, you must sign-up for some type of monitoring service. Typically, free credit report options are connected with registering for a free 30-day credit monitoring service trial. Even if you decide to cancel the service, you can keep your free annual credit report and score. Therefore, if you have no interest in the monitoring service then you must cancel within 30-days or you will be subject to the monthly monitoring fee.

With the rise in credit card fraud and identity theft getting a free credit score for frequent reviews is important.  If you’re going to check your credit report more frequently, a credit monitoring service is a great way to go. Both the Privacy Matters and GoFreeCredit.com companies offer this service.