• Editor's Rating: 8.5
  • Consumer Rating: (4 ratings) 9.2
Intro APR: N/A
Regular APR: *
Annual Fee: 39.95
Intro Period: N/A
Balance Transfer: No

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  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection

EDITORS' RATINGS OVERALL SCORE

8.5

Overall

The Bottom-Line

One of the few prepaid cards that also includes the opportunity to earn points toward prepaid phone minutes, music downloads and more.

The Good

Among the lowest fees of all prepaid cards. No credit checks; no annual fee and no security deposit or bank account required plus get access to a good rewards program.

The Not So Good

You’ll pay an activation fee as well as a monthly fee.

CARD DESCRIPTION

The Wired Plastic Prepaid Visa card is a good option for those looking for a prepaid credit card. There is no annual fee required and it offers all the convenience of plastic with a rewards program that will allow you to earn points for prepaid phone minutes plus much more. It is one of the most convenient prepaid visa cards around and it allows you to pay anything online or by phone nationwide.

There is no credit check when you apply for the Wired Plastic Visa card and you don’t have to put up a security deposit nor link to a bank account. With the Wired Plastic Visa card you can even earn points for music downloads. This card has many benefits to offer but you will be required to pay both an activation fee and a monthly fee.

With the free rewards program offered with the Wired Plastic Visa you can earn 1 point for every dollar that you spend and then redeem them for rewards. You never have to worry about non-sufficient funds, overdrafts or bounced checks because you also have overdraft protection with the Wired Plastic Visa. This is a good choice for a prepaid visa card and in helping you improve your credit status.

Read Customer Reviews (Last Reviewed: Jul 24, 2008)

DETAILED EDITORS' RATINGS

8.5

Benefits

No bounced checks, NSF or overdraft charges and no annual fee. One of the few prepaid cards to offer a rewards program.

9.0

Fees

No annual fee, $9.95 activation fee and $3.95 monthly fee.